Its not the best fit for everybody. The only way to know whats right for us personally is to acknowledge and connect with the creator. If you're not motivated to get up and pray and communicate with God routinely, chances are you won't be motivated for much else.
Prayer is the best thing to do regularly, it also builds a habit of consistency in other areas. The things that drive us, what we go after, and why we go after them will affect what we produce as well as the outcome we receive. Our motives directly affect what we produce. If were pursuing money just for the sake of having money, or a house just for the sake of having a house, then that's all we'll produce. When we intentionally seek God first and go about our day in good spirit we reap all that comes with it. This notion has been personally tested and approved. I have realized how literally nothing goes right if I don't put God first, but the day goes superb when I do.
Also, Scripture reads: ...seek ye first the kingdom of God, and his righteousness; and all these things shall be added unto you. "All these things" include abundance on the greatest level and that is truly what "living the dream" is. God's dream for us is better than any dream we could ever imagine by ourselves, and when we stand behind that vision it becomes the motivating force that empowers our dreams and keeps us pushing through reality to achieve them. It is faith that makes the "in the meantime" moments so amazingly powerful. scripture reads: "I am come that they might have life, and that they might have it more abundantly."
If that includes money then so be it, but it also includes emotional intelligence, peace, and a personal G.P.S for your soul. It's putting God first that helps us stay motivated. The dream is not the glamorized, commercialized idea pop culture has in mind. It's a vision by the master of creation and the creator of everything good. There is no road map for life, but there is a guide to everything you've ever wanted or could ever dream. God's word is the fresh content daily.
"For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future.
-April D. Byrd